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Frequently Asked Questions
Have questions? We’ve got answers. Browse through the most commonly asked questions below to learn more about our services, process, and what to expect. If you can’t find what you’re looking for, feel free to reach out!
Frequently Asked Questions
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Who can apply for financing through Faundare Capital?We work with business owners, real estate investors, entrepreneurs, and self-employed individuals who need capital to grow their businesses, purchase properties, or acquire equipment. Whether you need short-term working capital or long-term real estate financing, we can help.
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Do you offer mortgage loan?We do not directly offer traditional mortgage loan but can help you connect with our partners in mortgage with competitive rate.
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Will applying affect my credit score?No, our initial pre-qualification process is a soft credit pull, meaning it won’t impact your credit score. A hard inquiry may occur only when you proceed with final loan approval.
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What is the difference between a traditional mortgage and a commercial real estate loan?A traditional mortgage is typically for personal home purchases, while a commercial real estate loan is used for investment properties, rental units, and commercial buildings. Commercial loans often have different structures, requirements, and faster approval timelines.
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Can I get a loan if I have bad credit?Yes! We work with clients with all credit backgrounds. While some lenders may require a higher credit score, we also offer alternative financing based on revenue, assets, or other business factors.
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How does Faundare Capital better than traditional bank loan?Unlike traditional banks that have strict lending criteria and long approval processes, Faundare Capital offers fast, flexible, and customized funding solutions. We work with a diverse network of lenders, including some traditional banks, to provide options tailored to your business needs, even if you have low credit, no collateral, or require urgent funding.
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Is there a fee for application or processing of funding?No, no fees will be charged for application or processing of funds. Any companies or websites that request a fee for application or fund processing of loans are predatory lending. Customers should be care of these types of websites.
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What are the loan terms and interest rates?Loan terms and rates vary depending on the type of financing, borrower qualifications, and the lender's requirements. We offer: Loan amounts from $30,000 to $100M+ Terms ranging from 3 months to 30 years Competitive interest rates, often lower than alternative lenders Fast approvals, sometimes within 24 hours
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What are the requirements to apply for a loan?While requirements vary by loan type, we generally consider: Time in Business – At least 6 months for business loans (startups may still qualify). Revenue – A minimum monthly revenue may be required for certain loans. Credit Score – We work with all credit types, even if you have bad credit. A core above 650 will be ideal for the application process. Collateral – Some loans require collateral, but we offer unsecured options as well.
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What if I’ve been declined by banks?No problem. We specialize in helping businesses and investors who don’t meet traditional bank requirements. Our network of private lenders, alternative financing partners, and institutional investors allows us to find creative funding solutions when banks say no.

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